Our Services

The stage of life you are in helps determines what our main focus will be:

Ages

Here are examples of topics that we cover and the services that go with them:

Financial Planning

Creation of initial and periodically updated financial plans.
Development of “what if” scenarios and stress testing.
Debt management and refinancing options.
Emergency fund guidance and management.

Retirement Planning

Consolidation and organization of assets and goals.
Retirement income planning and projections.
Monitor the sustainability of resources.
Pre- and post- retirement budget management.

Investment Planning

Investments and Performance Analysis.
Asset Allocation and Rebalancing suggestions.
Age appropriate Risk Management.
Socially Responsible Investing.

Social Security and Pension Planning

Social Security maximization and claiming strategies.
Pension payout and survivorship analysis.

Estate and Inheritance Planning

Estate Planning document review and analysis.
Wealth transfer options and considerations.
Inheritance planning and tax considerations.
Special needs planning.

Tax Planning

Tax management and planning.
IRA, Roth IRA and tax free considerations.
70 ½ Required Minimum Distribution (RMD) strategies.

Charitable Planning

Charitable tax and estate planning considerations.
Charitable gifting strategies.

Education Planning

Education funding and investment management.
Liquidation and distribution of college funds.

Insurance and Asset Protection

Life, Health and Disability Insurance.
Long Term Care & Medicaid Planning.
Liability Coverage.

Reviews and Personal Attention

Reviews and proactive contact throughout the year.
We keep track of historical notes and future needs.
Online account access, reports and financial tools.
Complementary meetings with parents, children or grandchildren.

Professional Referrals and Joint Assistance

Referrals to attorneys, accountants and other specialists.
Attending joint professional meetings and conference calls.